Expatriate

Expatriate Healthcare is dedicated to providing international medical insurance for those living and working abroad as expats, travellers or volunteers. In fact, Expatriate Healthcare are best placed to provide you with the right global healthcare cover at the right price to compliment your lifestyle overseas.

Their focus is to deliver peace of mind is reflected in our 3 key insurance plans, which offer varied levels of medical cover to suit your personal circumstances and budget.

Key Benefits of our International Healthcare Policies

  • Instant Healthcare Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • Chronic & Terminal Cover
  • No Out-of-pocket Hospital Expenses

International Healthcare Insurance

With 100,000 unique customers in 182 different countries, Expatriate Healthcare are the experts in delivering international medical insurance to expats worldwide.

  • Instant Health Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • Chronic & Terminal Cover

Medical Expenses

Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly. Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.

Preventative Care

Your health and well-being and that of those you love and value is of paramount importance. Expatriate Healthcare is committed to keeping you all healthy by providing regular health checks and tests. These include vaccinations, annual medical check-ups and cervical smears. We even provide for prostate cancer screening and mammograms for the over 45’s.

Dental Care

Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly. Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.

Optical Care

Changes to your eyesight are inevitable. That’s why Expatriate Healthcare provide a benefit covering the cost of an annual eye examination for each person insured under the policy. Where there is a change to your prescription we will also cover you for the cost of prescription lenses (including standard contact lenses).

24hr Emergency Assistance

In the event of an emergency, one simple call to Expatriate Healthcare’s assistance service provider and arrangements will be made for you to be transported to the nearest location for appropriate treatment. Through our multilingual 24-hour support partner, we will liaise with you, your family and the local healthcare services, keeping you continually updated. 24 hour Emergency Medical Assistance is standard on all of our international healthcare plans.

AIDS/HIV and Chronic Conditions

We understand that not all medical conditions can be cured. Chronic conditions usually require you to have regular check-ups, nursing care and routine or daily medication. Thankfully, with the right medical support, many people can live a relatively normal life whilst suffering with a chronic condition. However, the financial implications can be devastating. We support you by providing benefits in respect of both HIV and chronic conditions.

International Healthcare Documents:

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Expatriate Healthcare’s TravelCare Expat Travel Insurance allows you the freedom to purchase either a single trip plan or an annual multi-trip travel product and travel as frequently as you like with complete peace of mind. The annual multi-trip plan allows you to select to be covered in either the EU or Worldwide; with maximum trip lengths of 42 or 90 days.

Primary Module – This is the core policy option, which provides the important cover against the high cost of medical treatment and emergency medical evacuation. The standard plan benefits also provides you with 24 hour access to trained nurses to ensure that medical advice is only ever a phone call away.

Option 1: Enhanced Benefits – This optional level of protection also covers you against the additional losses to property, liability and accident that you may suffer whilst travelling abroad.

Option 2: Cancellation and Curtailment – This optional level of protection covers you in the event that your trip is unexpected cancelled or you are forced to return home early.

Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.

You can select a term from one to ten years, with annual premiums fixed for the full term. Expatriate Healthcare’s level term life insurance, designed with expats in mind, is underwritten by certain underwriters at Lloyd’s.

Here are some the key benefits:

  • Comprehensive ‘any cause’ cover
  • 1 – 10 year cover term
  • Worldwide protection
  • Underwritten by certain underwriters at Lloyd’s
  • Guaranteed premiums for Term
  • Monthly premiums from £/$/€10
  • Designed with Expats in mind

Protect your income against an accident or an illness that prevents you from attending your usual occupation. Expatriate Healthcare’s accident and illness insurance, provides you with worldwide protection against accidental death, permanent disablement and temporary disablement. The policy pays you a weekly sum in the event of temporary disablement or a lump sum in the event of permanent disability or accidental death.

Here are some of the key benefits of our polices:

  • ‘Usual occupation’ cover
  • Lump Sum for Accidental Death
  • Lump Sum for Permanent Disability
  • Weekly benefit for Temporary Disability
  • Underwritten @ Lloyd’s of London
  • Designed with Expats in mind

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Email: crew@navigator-insurance.com
Call: +852 2530 2530
Fax: +852 2530 2535

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Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong