Travel Insurance
Travel insurance is a vital safety net for Hong Kong residents and visitors embarking on journeys near or far. Whether you’re planning a weekend getaway to Southeast Asia, a business trip to Europe, or an adventure across continents, travel insurance offers financial protection and peace of mind against unexpected events like medical emergencies, trip cancellations, or lost luggage.
Travel insurance has become an essential companion for wanderers. Tailored to cover diverse needs, from single-trip policies to annual plans for frequent travelers, it ensures you’re prepared for the unpredictable, allowing you to focus on making memories.

Saving You Time & Money While Shopping For Insurance
Travel Insurance Comparison

AXA SmartTraveller Plus
Features
- Comprehensive travel insurance with medical coverage up to HKD 2,000,000
- Virtual medical consultation and medicine delivery in selected countries
- Coverage for amateur sports and road trip driving
- Optional cruise holiday protection
- Digital platform with 24/7 assistance
Offered plans
Silver Plan • Gold Plan • Platinum Plan
Major Benefits
All-rounded medical expense cover including Chinese treatments
Family coverage with free coverage for children
Diverse coverage for travel inconveniences including delays and cancellation
Protection for personal belongings and home contents

Blue Cross TravelSafe Plus
Features
- Worldwide medical and personal accident coverage up to HK$1,500,000
- Comprehensive outbound travel alert extension
- Cancellation of local tour benefit
- Coverage for leisure and non-professional sports
- Optional cruise plan and increased personal accident benefit
Offered plans
Global Diamond Plan • Global Gold Plan • Mainland China and Macau Plan • Global Cruise Plan
Major Benefits
24-hour worldwide emergency aid with unlimited evacuation coverage
Follow-up medical treatments in Hong Kong within 90 days
No maximum insurable age limit for single-trip cover
Family coverage including spouse/domestic partner and children

Travel VIP
Features
- Comprehensive worldwide coverage with maximum up to US$5,000,000
- 24/7 VIP service with direct payment coordination
- Schengen Visa compliant
- Optional Non-Medical and Trip Cancellation riders
- MyVUMI™ portal for policy management
Offered plans
Single Trip Plan • Annual Trip Plan
Major Benefits
High medical coverage limits up to age 70
Coverage for standard pre-existing conditions (6 months stable)
Emergency medical evacuation and repatriation benefits
Psychological assistance for traumatic events
Get Free Insurance Quotes
Fill out our inquiry form, and we'll identify the perfect policy to suit your requirements and lifestyle.
Emergency Hotline: +852 2530 2530
Travel Insurance Insights
Medical Coverage is a Priority
With healthcare costs soaring overseas (e.g., a hospital stay in the U.S. can exceed HKD 50,000), comprehensive medical coverage is a top consideration for Hongkongers purchasing travel insurance.
Customizable Plans for Diverse Travelers
Insurers in Hong Kong offer tailored options—solo travelers, families, seniors, or adventure enthusiasts can find policies covering everything from flight delays to extreme sports mishaps.
Digital Convenience
Many insurers now provide instant online quotes and claims processing, aligning with Hong Kong’s tech-forward population, making it easier than ever to secure coverage before takeoff.
Travel Insurance FAQs
Travel insurance in Hong Kong usually includes medical expenses, trip cancellation or interruption, lost or delayed baggage, and personal liability. Some plans also cover travel delays or emergency evacuation, depending on the policy.
Yes, even for short trips, travel insurance is recommended. Unexpected events like flight cancellations or minor medical issues can occur, and costs can add up quickly without coverage—especially in countries with higher healthcare fees.
Costs vary based on trip duration, destination, and coverage level. A basic single-trip policy for a week in Asia might start at HKD 100-200, while annual plans for frequent travelers can range from HKD 800-2,000.
Most insurers in Hong Kong require you to purchase travel insurance before departure. Buying it mid-trip is usually not allowed, so plan ahead to ensure coverage.
It depends on the policy. Some insurers offer coverage for pre-existing conditions with additional premiums or specific terms, while others exclude them. Always check the fine print or consult your provider.
Contact your insurer immediately via their hotline or app, provide necessary documentation (e.g., receipts, medical reports), and submit your claim within the specified timeframe—typically 30 days after the incident.
Standard policies may not cover high-risk activities. You’ll need to opt for additional coverage or a specialized adventure travel plan if you’re engaging in sports or extreme activities.
Latest News & Articles
Browse through our library for related Insurance documents.

Foyer Global
Features
- International Health Insurance
- Covers worldwide with or without USA
- Comprehensive cover
Offered plans
Essential
Special
Exclusive
Major Benefits
International Healthcare at affordable rates
Flexibility to move around the world with the same plan
Convenience of a family owned health insurance company

Bupa Global
Features
- Top rated international health insurance
- Covers worldwide with or without USA
- Comprehensive cover
Offered Plans
IHHP
Major Medical
Private Client by Bupa
Major Benefits
World class insurance at your finger tips
Flexibility to move around the world with the same plan
Support of a world leader in the health insurance business

Cigna Global
Features
- Rated A+ by A.M. Best & BBB+ by Fitch
- Covers worldwide with of without USA
- Comprehensive cover
Offered Plans
Siver
Gold
Platinum
Major Benefits
Top rated insurance products at your finger tips
Flexibility to move around the world with same plan
Support of a major health insurance provider around the world

AXA Global
Features
Rates A+ by A.M. Best & Aa3 by Moody's
Covers worldwide with or without USA
Comprehensive cover
Offered Plans
Foundation & Standard
Comprehensive
Prestige & Prestige Plus
Major Benefits
Top rates insurance products at your service
Flexibility to move around the world with same plan
Support of a french insurer throughout the world