In Hong Kong’s Year of the Horse, many pet parents are thinking more intentionally about protecting the “fur kids” who share their sofas, high‑rise balconies and weekend hikes. This is…
Pet Insurance Trends in Hong Kong: Why the Market Is Growing Several factors are driving the rapid growth of pet insurance in Hong Kong, especially as more residents embrace life with…
Reset Your Finances and Insurance Plans This Chinese New Year in Hong Kong Chinese New Year is the ideal time to refresh your financial goals, protect your health, and plan…
Health and motor insurance are in the spotlight in 2026 as governments and regulators try to contain healthcare costs and rethink how they oversee insurers. In Hong Kong, this sits alongside rising public healthcare fees, the Voluntary Health Insurance Scheme (VHIS), and rapid growth in electric vehicles, making it harder for individuals and businesses to know if their cover is still fit for purpose.
Electric vehicles and automatic cars are now mainstream in Hong Kong, and new driving technologies are changing how insurers think about risk. For drivers and fleet owners, this means premiums, underwriting questions and policy wording may look very different from a few years ago.
Pregnancy in Hong Kong is exciting, but rising private hospital birth costs in 2026 make planning your maternity insurance more important than ever. This guide explains how maternity insurance in Hong Kong works, typical waiting periods and limits, and how Navigator Insurance Brokers can help you match your cover to the birth experience you want – before the bills arrive.
Even with exemptions, unbelted passengers risk claim complications in accidents
The latest EMII data shows Hong Kong employees are claiming more, especially for inpatient care. Minor day procedures now make up about 82% of inpatient cases—cheaper per claim but adding up overall. Outpatient visits also remain frequent, with average costs nearing HKD 600 per visit. Combined with medical inflation of around 9.7%, these trends mean higher renewal premiums for employers, even without plan changes.
