Domestic Helper Insurance – MoneyHero
1 insurance plan found

MaidSafe Plan A

Get 20% off on 1st year
HK$ 280
HK$ 350 20% off
Levy is not included
  • Meets legal obligations under the Employees’ Compensation Ordinance
  • Covers all domestic helpers, including part-time helpers
  • Employer’s Liability up to HK$100,000,000 per event
  • No outpatient, hospital/surgery, or helper replacement coverage
HK$ 100,000,000
Employer’s Liability
Not Covered
Personal Liability
Not Covered
Outpatient / Hospital / Replacement

MaidSafe Plan B

Get 20% off on 1st year
HK$ 520
HK$ 650 20% off
Levy is not included
  • Comprehensive protection for full-time Overseas Domestic Helpers
  • Outpatient Cover: HK$150/day for consultation & medicine
  • Hospital & Surgical Cover: Up to HK$20,000/year
  • Helper Replacement Cover: Up to HK$3,000/year
  • Personal Accident cover up to HK$100,000
HK$ 150 / day
Outpatient Consultation
HK$ 20,000
Hospital & Surgical (Annual)
HK$ 4,000
Helper Replacement (Annual)

MaidSafe Plan C

Get 20% off on 1st year
HK$ 600
HK$ 750 20% off
Levy is not included
  • Higher benefit limits for full-time Overseas Domestic Helpers
  • Enhanced Outpatient Cover: HK$200/day for consultation & medicine
  • Higher Hospital & Surgical Cover: Up to HK$25,000/year
  • Higher Helper Replacement Cover: Up to HK$10,000/year
  • Higher Fidelity Protection: Up to HK$6,000/year
HK$ 200 / day
Outpatient Consultation
HK$ 25,000
Hospital & Surgical (Annual)
HK$ 10,000
Helper Replacement (Annual)

Generali Domestic Helper

Get 30% off on 1st year
HK$ 420
HK$ 600 30% off
Levy is not included
  • Comprehensive Coverage for Overseas Domestic Helpers
  • Enhanced Outpatient Cover: HK$200/day for consultation & medicine
  • Hospital & Surgical Cover: Up to HK$25,000/year
  • Fidelity Protection: Up to HK$8,000/year
HK$ 200 / day
Outpatient Consultation
HK$ 25,000
Hospital & Surgical (Annual)
HK$ 8,000
Fidelity Protection

AIG Domestic Helper Protector 3.0 – Basic

Mandatory Coverage
HK$ 300
Levy not included
  • Employees’ Compensation: HK$100M per event
  • Fidelity Protection: Up to HK$5,000
  • Covers overseas trips with employer
  • No personal accident or hospitalization included
HK$ 100,000,000
Employees’ Compensation
HK$ 5,000
Fidelity Protection
N/A
Hospital & Surgical

AIG Domestic Helper Protector 3.0 – Extra Care

Enhanced Protection
HK$ 435
Levy not included
  • Personal Accident: HK$120,000 per policy
  • Hospital & Surgical: HK$30,000/year
  • Daily Hospital Allowance: HK$350/day
  • Repatriation & Personal Belongings included
HK$ 120,000
Personal Accident
HK$ 30,000
Hospital & Surgical
HK$ 5,000
Repatriation

AIG Domestic Helper Protector 3.0 – Super Care

Comprehensive Plan
HK$ 795
Levy not included
  • Personal Accident: HK$150,000 per policy
  • Hospital & Surgical: HK$60,000/year
  • Outpatient: HK$250/day, Dental: HK$2,000
  • Includes Liability & Temporary Helper Subsidy
HK$ 150,000
Personal Accident
HK$ 60,000
Hospital & Surgical
HK$ 100,000
Helper Liability

AIG Domestic Helper Protector 3.0 – Ultra Care

Top-Tier Coverage
HK$ 1,188
Levy not included
  • Personal Accident: HK$200,000 per policy
  • Hospital & Surgical: HK$80,000/year
  • Outpatient: HK$300/day, Dental: HK$3,000
  • Includes Medical for Family & Lock Replacement
HK$ 200,000
Personal Accident
HK$ 80,000
Hospital & Surgical
HK$ 5,000
Outpatient
HK$ 200,000
Helper Liability

Allied World MaidGuard Plan 1

Basic
HK$ 477
Levy is not included
  • Employees’ Compensation coverage up to HK$100,000,000
  • Personal Accident protection during rest days
  • Coverage for accidental death and permanent disability
  • Protection against employer’s liability under Employees’ Compensation Ordinance
HK$ 100,000,000
Employees’ Compensation
HK$ 150,000
Accidental Death / Permanent Total Disablement
HK$ 150,000
Loss of Two or More Limbs / Sight of Both Eyes
N/A
Hospital & Surgical Cover

Allied World MaidGuard Plan 2

Standard Coverage
HK$ 740
Levy is not included
  • Employees’ Compensation coverage up to HK$100,000,000
  • Personal Accident protection during rest days
  • Surgical & Hospitalisation coverage up to HK$80,000
  • Room & board up to HK$300/day and surgeons’ fees up to HK$20,000
HK$ 100,000,000
Employees’ Compensation
HK$ 80,000
Surgical & Hospitalisation
HK$ 150,000
Accidental Death / Permanent Disablement
HK$ 300 / day
Room & Board (Hospital)

Allied World MaidGuard Plan 3

Most Comprehensive
HK$ 893
Levy is not included
  • Employees’ Compensation coverage up to HK$100,000,000
  • Surgical & Hospitalisation coverage up to HK$80,000
  • Out-patient benefits with 25 visits per year
  • Fidelity Protection up to HK$6,000 with IDD call coverage
  • Repatriation & Temporary Helper expenses coverage
  • Dental expenses coverage up to HK$3,000
HK$ 100,000,000
Employees’ Compensation
HK$ 80,000
Surgical & Hospitalisation
25 Visits
Out-patient Benefits
HK$ 6,000
Fidelity Protection
HK$ 20,000
Repatriation Expenses
HK$ 5,000
Temporary Helper

AXA SmartHelper

Special: 2-year & Multi-helper Discounts
HK$ 669.20
Levy is not included
  • Employees’ Compensation: HK$100M per event (EC Ordinance & Common Law)
  • Hospitalization & Surgical: HK$30,000 with HK$350/day room & board
  • Out-patient: HK$4,000 (HK$200/visit) & Emergency Dental: HK$2,500
  • Personal Accident: HK$100,000 for rest day accidents
  • Hospital Cash Subsidy: HK$200/day after 5+ days hospitalization
  • Fidelity Protection: HK$8,000 including lock replacement & IDD calls
HK$ 1,000,000
Employees’ Compensation
HK$ 30,000
Hospital & Surgical
HK$ 4,000
Out-patient Expenses
HK$ 100,000
Personal Accident
HK$ 8,000
Fidelity Protection
HK$ 10,000
Re-hiring Expenses

AXA SmartHelper Plus

Premium Coverage with 24-Hour Assistance
HK$ 748.12
Levy is not included
  • Employees’ Compensation: HK$100M per event (EC Ordinance & Common Law)
  • Hospital & Surgical: HK$35,000 with HK$350/day room & board
  • Clinical Expenses: HK$5,000 (HK$200/visit) including alternative therapies
  • Replacement Cost: HK$10,000 for sudden leave or early termination
  • 24-Hour Home Assistance Services with legal referral
  • Service Interruption Allowance: HK$200/day after 5+ days hospitalization
HK$ 35,000
Hospital & Surgical
HK$ 5,000
Out-patient Expenses
HK$ 10,000
Replacement Cost
HK$ 8,000
Dishonesty Protection
HK$ 6,000
Service Interruption
HK$ 100,000
Personal Liability

Bolttech HelperCare Insurance

HK$ 680
Levy is not included
  • Employer’s Liability: HK$100,000,000 per year coverage
  • Hospital & Surgical: HK$30,000 with HK$350/day room
  • Out-patient: HK$40,000/year with Chinese medicine coverage
  • Personal Accident: HK$120,000 for rest day accidents
  • Repatriation & Re-hiring: HK$250,000 & HK$10,000
  • Hospital Cash Subsidy: HK$6,000 each
HK$100,000,000
Employer’s Liability
HK$ 30,000
Hospital & Surgical
HK$ 4,000
Out-patient Clinical
HK$ 120,000
Personal Accident
HK$ 5,000
Fidelity Protection
HK$ 25,000
Repatriation

Zurich Helpersafe Domestic Helper Insurance Plan

Network & Non-Network Benefits
HK$ 946
Levy is not included
  • Employer’s Liability: HK$100M per event (EC Ordinance)
  • Hospitalization: HK$80,000/year with HK$300/day room & board
  • Outpatient: 20 network visits or HK$3,000 non-network
  • Traditional Chinese Medicine & bonesetter coverage included
  • Optional Heart Disease & Cancer cover available
  • Service Interruption: HK$200/day for up to 30 days
HK$ 100,000,000
Employer’s Liability
HK$ 80,000
Hospitalization
HK$ 3,000 vs 20 Visits
Non-Network vs Network Outpatient
HK$ 10,000
Fidelity Protection
HK$ 100,000
Personal Accident
HK$ 100,000
Domestic Helper Liability

MSIG HelperSurance 4.0

HK$ 750
Levy is not included
  • Employees’ Compensation: HK$100M per event
  • Clinical Expenses: HK$4,000 ,HK$200 per visit/day
  • Hospital & Surgical: Room & board up to HK$300/day
  • Service Interruption: HK$300/day
  • Personal Accident: HK$100,000 coverage
  • Fidelity Guarantee: HK$10,000
HK$ 100,000,000
Employees’ Compensation (per event)
HK$ 30,000
Hospital & Surgical
HK$ 4,000
Clinical Expenses
HK$ 100,000
Personal Accident
HK$ 10,000
Fidelity
HK$ 20,000
Repatriation Expenses

QBE Domestic Helper Protector

Comprehensive Employer Protection
HK$ 750
Levy is not included
  • Employer’s Liability up to HK$100M per event
  • Clinical Expenses: HK$ 4,000, HK$ 200/day per visit
  • Hospital & Surgical: Up to HK$30,000
  • Personal Accident on rest days: Up to HK$200,000
  • Fidelity Guarantee: Up to HK$3,000/year
  • Optional Cancer & Heart Disease Extension available
HK$ 30,000
Hospital & Surgical
HK$ 4,000
Outpatient
HK$ 3,000
Fidelity Guarantee
HK$ 200,000
Personal Accident
HK$ 10,000
Replacement Helper
HK$ 500,000
Domestic Helper Liability