Background on the Qualifying Deferred Annuity Policy:
In view of the ageing population, the HK Government has proposed a tax deduction for premiums for deferred annuity products to promote voluntary retirement savings. The Insurance Authority (IA) has been tasked by the Government to issue guidelines to set out the criteria for deferred annuity products to become a Qualifying Deferred Annuity Policy (QDAP). With this, more information to come...

Please contact any one of our staff to help with your questions regarding Annuity!


IncomeEnrich Deferred Annuity Plan (“IncomeEnrich”) is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy (QDAP). In addition to tax incentive and its 10 or 20-years steady stream of monthly annuity payment, whether you want to fund your lifestyle, reach your savings goals, or create a financial buffer against life’s misfortunes, IncomeEnrich can give you a head start. Contact us to learn more about Axa's annuity plans.


Manulife offers a range of annuity products to suit both your budget and retirement saving goals:

  • ManuDelight
  • ManuLeisure Deferred Annuity
  • MyChoice
  • ManuCentury
  • LaVie 2

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Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong