See a comparison of the benefits of each plan.
Nordic Health Care is the global health insurance division of Europæiske Rejseforsikring A/S,
the leading Danish travel and expatriate insurance company with more than 80 years of experience, 170 employees and a turnover of USD 90 million.
Nordic Health Care has clients all around the world and enjoys the backing of one of the world’s largest re-insurance companies, Munich Re
(Standard and Poor’s rating ‘AA-’), with a turnover of more than USD 55 billion and more than 33,000 employees.
Being a smaller and flexible company, Nordic Health Care values each client.
Nordic believes that stability in its portfolio is more important than growth and so to encourage this stability, has risked to innovate and price us for life (as adults) according to our age at entry. So if we join at age 35 we will forever pay prices for 35, even 50 years later.
One of the most important factors for Nordic when serving its clients, is to give swift service, wherever you are and whenever you need it the most, which is why they have service partners strategically placed around the world.
Nordic can provide service for you in your own language and reimburse promptly in all major currencies either to you or directly to the hospitals.
Nordic has a comprehensive network of more than 60,000 providers worldwide and global service partners (especially the Euro–Center group –
www.euro-center.com) with close ties to hospitals, clinics and other providers.
This helps you to receive the best service possible, no matter where you are.
In emergency situations Nordic’s alarm center in Copenhagen, Denmark can be contacted at all times.
If you are to undergo elective inpatient treatment, you should always contact Nordic or Navigator beforehand for a pre-authorization. This is not mandatory, it just means that you do not have to take money out of your pocket and the bill will be settled directly between Nordic and the place of treatment selected by you.
In other cases, you should forward your bills to Nordic, the Euro–Center closest to you or Navigator for reimbursement. To speed up the reimbursement process, Nordic ask you to forward the bills and the claims form by e-mail or fax.
Nordic will then:
- transfer your reimbursement directly to your bank account
- send you a cheque in the currency of your choice.
- Credit the funds to your policy to offset future premium costs
NHC Global Private and Global Hospital products offer the following basic benefits:
- Worldwide cover (including USA and Canada in case of acute illness/injury or for a chronic problem if you have chosen to pay the premium relevant for elective treatment in the US and Canada).
- Free choice of hospital, and if outpatient treatment is included: free choice doctors and clinics globally.
- The NHC Global Private Platinum, Gold and Silver covers can be taken out with a choice of deductibles, as can the NHC Global Hospital plan.
- All chronic diseases diagnosed after enrollment are covered.
- Nordic may offer cover for preexisting conditions against a premium loading.
- No daily limit for inpatient treatment.
- Medical evacuation coverage in case of treatment failure.
- Premium wise you remain in the age bracket applied when entering our scheme.
- Cover guaranteed renewable for life, including extensive cover for children born after 12 months waiting period for the Platinum and Gold plans
